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INSURANCE AND FINANCING

Insurance

When seeking treatment, the quality of care you receive can make all the difference. Effective, lasting treatment is about providing personalized care that addresses the unique needs of each individual.

At BALANCE, our commitment to providing top-quality care sets us apart. Our primary goal is to work collaboratively with you and your loved ones to ensure that treatment is not only accessible but also of the highest possible standard.

By accepting out-of-network benefits, you gain access and flexibility while pursuing treatment with BALANCE.

We stand in a league of our own to provide you with the best care to help you achieve lasting recovery and a fulfilling life.

Our status as an independent facility means that recovery at BALANCE is based on clinical recommendations rather than the helm of insurance, which often leaves clients with inadequate and limited care. 

Along with BALANCE’s accreditations as an OMH-licensed, Intensive Outpatient Program (IOP), Partial Hospitalization Program (PHP), Mental Health Clinic and Licensed Telehealth Facility, we are thrilled to announce our recent Joint Commission accreditation. This accreditation cements BALANCE as a Center of Excellence in the field of eating disorder treatment and acknowledges that our services meet the gold standard of care. 

With our OMH license and Joint Commission accreditation, BALANCE is able to work more closely with insurance companies to help our clients access insurance reimbursement through out-of-network benefits. Meaning now, more than ever, you and your loved ones have treatment options that meet your individual needs.

Financing

We understand that the process of pursuing eating disorder recovery can be stressful, and financial concerns often make treatment seem inaccessible. That’s why at BALANCE, we strive to make care accessible and alleviate the financial burden by offering various payment options tailored to your needs.

 

We aim to provide compassionate, comprehensive, and high-quality treatment that lets you focus on recovery without worrying about the cost. To achieve this accessibility, BALANCE offers multiple financing options as a means of paying for treatment over an extended period of time.

Financing options include:

CareCredit, a healthcare credit card that allows you to pay for health and wellness treatment over an extended period of time.

Check if you pre-qualify here. Prosper HealthCare Lending, a low interest loan option vetted by BALANCE eating disorder treatment center™

Frequently Asked Questions

WHAT IS THE DIFFERENCE BETWEEN IN-NETWORK AND OUT-OF-NETWORK?

The main differences between in-network and out-of-network care costs and whether your plan helps pay for the care you get from out-of-network providers. When a healthcare provider accepts your health insurance, they’re considered in-network. Meaning your insurance covers a pre-approved amount. When you go to a provider who doesn’t take your plan, they’re out-of-network.

WHAT ARE OUT-OF-NETWORK INSURANCE BENEFITS?

In some health insurance plans, members may submit claims for services from the out-of-network doctor, hospital, or provider. Those claims will then provide reimbursement for a portion of the services.

HOW DO YOU KNOW IF YOU HAVE OUT-OF-NETWORK BENEFITS?

Call BALANCE at 212-645-6903 to find out or submit an inquiry via the form below.

IF I DON’T HAVE OUT-OF-NETWORK BENEFITS, WHAT OTHER OPTIONS ARE THERE?

At BALANCE, we have two flexible payment options that allow you to access treatment based on your financial needs.

BALANCE is now offering CareCredit financing payment options to help you pay for treatment in a way that conveniently fits into your budget! Qualified candidates can pay for treatment over 6, 9, 12, and 18 months.

Some benefits of using CareCredit are:

  • Start treatment without delay 

  • Interest-free financing when paid within your chosen time frame

  • Dedicated credit card for health and wellness expenses 

  • Convenient monthly payments 

  • Immediate access (some limitations may apply) 

  • The CareCredit credit card can be used for the entire family 

  • A quick and easy application process 

  • Pre-qualification does not affect your credit score

  • Flexible terms 

Some benefits of using CareCredit are:

  • Immediate decisions for loans under $35,000

  • Term options out to 84 months (affordable monthly payments)

  • No collateral required

  • No prepayment penalties

  • Fast & easy loan inquiry process

  • 100 % Confidential

GETTING STARTED

The Foundation Of Recovery Starts
With Your Confidential Intake.

Our intake process provides expert guidance for determining the best treatment path for you.
We strive to take the confusion and overwhelm out of the process.

Looking for support? Enter your information to receive a call from our team: