INSURANCE & FINANCING
Insurance
We’re excited to announce that BALANCE Programs are in-network with Aetna, UnitedHealthcare, Cigna, and select Emblem plans.
When seeking treatment, the quality of care you receive can make all the difference. Effective, lasting treatment is about providing personalized care that addresses the unique needs of each individual.
At BALANCE, our commitment to providing top-quality care sets us apart. Our primary goal is to work collaboratively with you and your loved ones to ensure that treatment is not only accessible but also of the highest possible standard.
Additionally, by going in-network with Aetna, UnitedHealthcare, Cigna, Oscar, and select Emblem plans— as well as accepting out-of-network benefits from other providers — you gain even more access and flexibility while pursuing treatment with BALANCE.
BALANCE is now in-network with
Aetna, UnitedHealthcare, Cigna, Oscar, and select Emblem plans
Verify your benefits Here
We stand in a league of our own to provide you with the best care to help you achieve lasting recovery and a fulfilling life.
Our status as an independent facility means that recovery at BALANCE is based on clinical recommendations.
Along with BALANCE’s accreditations as an OMH-licensed, Intensive Outpatient Program (IOP), Partial Hospitalization Program (PHP), Mental Health Clinic and Licensed Telehealth Facility, we are thrilledshare our Joint Commission accreditation. This accreditation cements BALANCE as a Center of Excellence in the field of eating disorder treatment and acknowledges that our services meet the gold standard of care.
With our OMH license and Joint Commission accreditation, BALANCE is able to work more closely with insurance companies alongside our in-network partners to help our clients access insurance reimbursement through out-of-network benefits. Now, more than ever, you and your loved ones have treatment options that meet your individual needs.
Financing
We understand that the process of pursuing eating disorder recovery can be stressful, and financial concerns often make treatment seem inaccessible. That’s why at BALANCE, we strive to make care accessible and alleviate the financial burden by offering various payment options tailored to your needs.
We aim to provide compassionate, comprehensive, and high-quality treatment that lets you focus on recovery without worrying about the cost. To achieve this accessibility, BALANCE offers multiple financing options as a means of paying for treatment over an extended period of time in addition to our insurance options.
Financing options include:
CareCredit, a healthcare credit card that allows you to pay for health and wellness treatment over an extended period of time.
Check if you pre-qualify here. Prosper HealthCare Lending, a low interest loan option vetted by BALANCE eating disorder treatment center™
Frequently Asked Questions
WHAT IS THE DIFFERENCE BETWEEN IN-NETWORK AND OUT-OF-NETWORK?
The main differences between in-network and out-of-network care costs and whether your plan helps pay for the care you get from out-of-network providers. When a healthcare provider accepts your health insurance, they’re considered in-network. Meaning your insurance covers a pre-approved amount. When you go to a provider who doesn’t take your plan, they’re out-of-network.
WHAT ARE OUT-OF-NETWORK INSURANCE BENEFITS?
In some health insurance plans, members may submit claims for services from the out-of-network doctor, hospital, or provider. Those claims will then provide reimbursement for a portion of the services.
HOW DO YOU KNOW IF YOU HAVE OUT-OF-NETWORK BENEFITS?
Call BALANCE at 646-631-3771 to find out or submit an inquiry via the form below.
IF I DON’T HAVE OUT-OF-NETWORK BENEFITS, WHAT OTHER OPTIONS ARE THERE?
At BALANCE, we have two flexible payment options that allow you to access treatment based on your financial needs.
BALANCE is now offering CareCredit financing payment options to help you pay for treatment in a way that conveniently fits into your budget! Qualified candidates can pay for treatment over 6, 9, 12, and 18 months.
benefits of using CareCredit
Start treatment without delay
Interest-free financing when paid within your chosen time frame
Dedicated credit card for health and wellness expenses
Convenient monthly payments
Immediate access (some limitations may apply)
The CareCredit credit card can be used for the entire family
A quick and easy application process
Pre-qualification does not affect your credit score
Flexible terms
Benefits of using Prosper
- Immediate decisions for loans under $35,000
- Term options out to 84 months (affordable monthly payments)
- No collateral required
- No prepayment penalties
- Fast & easy loan inquiry process
- 100 % Confidential
GETTING STARTED
The Foundation Of Recovery Starts
With Your Confidential Intake.
Our intake process provides expert guidance for determining the best treatment path for you.
We strive to take the confusion and overwhelm out of the process.
Frequently Asked Questions(FAQs)
Yes. BALANCE is in-network with several major insurance providers, including Aetna, UnitedHealthcare, Cigna, Oscar, and select Emblem plans.
We also work with additional insurance plans on a case-by-case basis to help make treatment as accessible as possible.
If you have out-of-network benefits, you may still be able to receive coverage for treatment at BALANCE.
Our team can help you understand your benefits and what reimbursement may look like, so you can make an informed decision about care.
The best way to start is by completing our benefits verification form or reaching out to our admissions team. We’ll review your insurance and walk you through what may be covered.
Yes. Our team will help verify your benefits and explain your coverage, including any potential out-of-pocket costs, before you begin treatment.
If you don’t have insurance, you may still be able to access care through private pay options. Our team can walk you through pricing and help you explore what options may be available to you.
Insurance coverage depends on your individual plan, including factors like deductibles, co-pays, and out-of-network benefits.
That’s why we take the time to review your specific plan with you, so you have a clear understanding of what to expect.
The first step is completing a confidential intake or benefits verification form. From there, our team will guide you through your coverage, options, and next steps toward care.